105 Cole Dr, Yankton, SD 57078 Property Records

Yankton County property record for 105 Cole Dr, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,132 sqft · built 2016
Lot Size	0.164 acres (7,130 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2021)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.174.001.180`

Property Details

APN / Parcel Number

Primary APN	`78.174.001.180`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Flooring	Other

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 COLE DR
City	YANKTON
State	SD
Zip	57078-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 1 DROTZMANNS ADDN
Legal Subdivision	DROTZMANNS ADDN
Legal Block	1
Legal Lot Number	18
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1028
Census Tract	966302

Owner

105 Cole Dr is owned and occupied by an individual who bought it in October 2021.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	105 COLE DR, YANKTON, SD 57078-8500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · Line of Credit FIRST DAKOTA NATIONAL BANK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jan 11, 2017	Warranty Deed, Transfer YANKTON TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jan 11, 2017 · Amount on File
Deed Book / Page	561 / 321
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Oct 1, 2021
Property Address	105 COLE DR, YANKTON, SD 57078-8500
Document Number	561/321
Book / Page	561 / 321
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42004 310TH ST, 42004, SPRINGFIELD, SD 57062-6406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	561322
Date	Oct 1, 2021
Instrument	561/322

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	105 COLE DR, YANKTON, SD 57078-8500
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550/109
Date	Mar 31, 2020
Book Page	550/109

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jan 11, 2017
Property Address	105 COLE DR, YANKTON, SD 57078-8500
Document Number	533/113
Book / Page	533 / 113
Map Reference	MB S20 PG 118
Instrument Date	Jan 10, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE

Transaction

Amount	Amount on Record
Tax	$203.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 AUGUSTA CIR, 623, YANKTON, SD 57078-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COLE DR, YANKTON, SD 57078-8500

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cole Dr was $3,484.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,900 Land $20,500 Building $246,400	$266,900 Land $20,500 Building $246,400
2025	$3,484.00
2023		$234,400 Land $20,500 Building $213,900
2022	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cole Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Cole Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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