102 Cole Dr, Yankton, SD 57078 Property Records

Yankton County property record for 102 Cole Dr, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,225 sqft · built 2018
Lot Size	0.162 acres (7,068 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.174.001.020`

Property Details

APN / Parcel Number

Primary APN	`78.174.001.020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Basement Area	1,225 sqft
Finished Basement	1,225 sqft
Unfinished Basement	1,225 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,068 sqft (0.162 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 COLE DR
City	YANKTON
State	SD
Zip	57078-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 DROTZMANNS ADDN
Legal Subdivision	DROTZMANNS ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1028
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 COLE DR, YANKTON, SD 57078-8500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer YANKTON TITLE, YANKTON TITLE COMPANY
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2026214202
Deed Book / Page	584 / 473
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 8, 2026
Property Address	102 COLE DR, YANKTON, SD 57078-8500
Document Number	0000214202
Book / Page	584 / 473
Instrument Date	Jul 7, 2026
Instrument	2026214202
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	YANKTON TITLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COLE DR, YANKTON, SD 57078-8500

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	102 COLE DR, YANKTON, SD 57078-8500
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	000581/598
Date	Dec 31, 2025
Book Page	581/598

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	2405 BROADWAY AVE, YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	May 2, 2019
Property Address	102 COLE DR, YANKTON, SD 57078-8500
Document Number	545/026
Book / Page	545 / 026
Map Reference	MB S20 PG 118
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 AUGUSTA CIR, 623, YANKTON, SD 57078-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	545027
Date	May 2, 2019
Instrument	545/027

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,500 (-) Land $20,100 Building $319,400	$339,500 (+39.65%) Land $20,100 Building $319,400
2025	$4,423.00 (+11.38%)	$339,500 (+14.19%) Land $20,100 Building $319,400
2023		$297,300 Land $20,100 Building $277,200
2022	$3,971.00
2021			$243,100 Land $20,100 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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