103 Cole Dr, Yankton, SD 57078 Property Records

Yankton County property record for 103 Cole Dr, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 2018
Lot Size	0.164 acres (7,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,500 (Feb 2024)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78.174.001.190`

Property Details

APN / Parcel Number

Primary APN	`78.174.001.190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
Basement Area	1,295 sqft
Unfinished Basement	1,289 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 COLE DR
City	YANKTON
State	SD
Zip	57078-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 1 DROTZMANNS ADDN
Legal Subdivision	DROTZMANNS ADDN
Legal Block	1
Legal Lot Number	19
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1028
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COLE DR, YANKTON, SD 57078-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed, Transfer · FHA Mortgage FIRST DAKOTA NATIONAL BANK
Jun 23, 2023	Intrafamily Transfer, Transfer
Jul 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Book / Page	572 / 489
Prior Transfer Date	Jan 31, 2024
Prior Transfer Doc	0572000489
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YANKTON SD
Recording Date	Feb 1, 2024
Property Address	103 COLE DR, YANKTON, SD 57078-8500
Document Number	000512/489
Book / Page	512 / 489
Map Reference	MB S PG 118
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 E 29TH ST, YANKTON, SD 57078-5139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	0000572490
Date	Feb 1, 2024
Instrument	572/490

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Jun 23, 2023
Property Address	103 COLE DR, YANKTON, SD 57078-8500
Document Number	000570/147
Book / Page	570 / 147
Map Reference	MB S20 PG 118
Instrument Date	Jun 22, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 COLE DR, YANKTON, SD 57078-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 COLE DR, YANKTON, SD 57078-8500

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Jul 14, 2020
Property Address	103 COLE DR, YANKTON, SD 57078-8500
Document Number	0000552/84
Book / Page	552 / 84
Map Reference	MB S20 PG 118
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	0000055285
Date	Jul 14, 2020
Instrument	552/85

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 3, 2019
Property Address	103 COLE DR, YANKTON, SD 57078-8500
Document Number	000545/306
Book / Page	545 / 306
Map Reference	MB S20 PG 118
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 AUGUSTA CIR, YANKTON, SD 57078-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COLE DR, YANKTON, SD 57078-8500

Mortgage

Document Number	0000545307
Date	Jun 3, 2019
Instrument	545/307

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,300 (-) Land $20,500 Building $293,800	$314,300 (+39.32%) Land $20,500 Building $293,800
2025	$4,097.00 (-4.77%)	$314,300 (+14.08%) Land $20,500 Building $293,800
2024	$4,302.00 (+16.74%)
2023		$275,500 Land $20,500 Building $255,000
2022	$3,685.00
2021			$225,600 Land $20,500 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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