105 Choptank Ter, Cambridge, MD 21613 Property Records

Dorchester County property record for 105 Choptank Ter, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,328 sqft · built 1950
Lot Size	0.564 acres (24,560 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,711 (2026)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-148208`

Property Details

APN / Parcel Number

Primary APN	`07-148208`
Alternative APNs	`7148208` `148208`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,328 sqft Total Area
Attic	Attic
Attic Area	313 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,560 sqft (0.564 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Balcony Area	360 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	148208
Street Address	105 CHOPTANK TER
City	CAMBRIDGE
State	MD
Zip	21613-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PART LOT 3 CHOPTANK TERRACE CAMBRIDGE
Legal Lot Number	3
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4005
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5051 BEAVER NECK VILLAGE RD, CAMBRIDGE, MD 21613-3813
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Intrafamily Transfer, Transfer
Dec 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 27, 2023
Transfer Doc	0018490066
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 13, 2023
Property Address	105 CHOPTANK TER, CAMBRIDGE, MD 21613-1115
Document Number	0018490066
Book / Page	1849 / 66
Instrument Date	Nov 27, 2023
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5051 BEAVER NECK VILLAGE RD, CAMBRIDGE, MD 21613-3813

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 13, 2023
Property Address	105 CHOPTANK TER, CAMBRIDGE, MD 21613-1115
Document Number	0018490062
Book / Page	1849 / 62
Instrument Date	Nov 27, 2023
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 BEAVER NECK VILLAGE RD, CAMBRIDGE, MD 21613-3813

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,711.00 (-1.24%)	$407,300 (-1.26%) Land $294,200 Building $113,100	$407,300 (-1.26%) Land $294,200 Building $113,100
2025	$4,770.00 (+7.77%)	$412,500 (+5.06%) Land $294,200 Building $118,300	$412,500 (-) Land $294,200 Building $118,300
2023	$4,426.00	$392,633	$412,500 Land $294,200 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODGECLIFFE DISTRIBUTION SYSTEM private · serves 300 people · EPA ID MD0090009
Water Source	Purchased groundwater from CITY OF CAMBRIDGE WATER
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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