Dorchester County property record for 104 Choptank Ter, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,656 sqft · built 1955 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,765 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-145543 |
| Primary APN | 07-145543 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 145543 |
|---|---|
| Street Address | 104 CHOPTANK TER |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 2 104 CHOPTANK TERRACE CAMBRIDGE |
| Legal Lot Number | 2 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970702 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 CHOPTANK TER, CAMBRIDGE, MD 21613-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2005 |
| Deed Sale | Sep 27, 2005 |
| Deed Document Number | 200550351 |
| Deed Book / Page | 678 / 662 |
| Record Updated | Oct 29, 2026 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,765.00 (+2.6%) Homeowner's exemption | $236,867 (+0.45%) | $239,000 (+1.36%) Land $32,800 Building $206,200 |
| 2025 | $2,695.00 (+13.05%) Homeowner's exemption | $235,800 (+11.65%) Land $32,800 Building $203,000 | $235,800 (-) Land $32,800 Building $203,000 |
| 2023 | $2,384.00 Homeowner's exemption | $211,200 | $235,800 Land $32,800 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 7 condo units |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LODGECLIFFE DISTRIBUTION SYSTEM private · serves 300 people · EPA ID MD0090009 |
|---|---|
| Water Source | Purchased groundwater from CITY OF CAMBRIDGE WATER |
| Last State Inspection | May 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications.
4G LTE only, no 5G reported
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