102 Choptank Ter, Cambridge, MD 21613 Property Records

Dorchester County property record for 102 Choptank Ter, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,138 sqft · built 1964
Lot Size	0.198 acres (8,633 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Mar 2022)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-166729`

Property Details

APN / Parcel Number

Primary APN	`07-166729`
Alternative APNs	`7166729` `166729`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,633 sqft (0.198 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	166729
Street Address	102 CHOPTANK TER
City	CAMBRIDGE
State	MD
Zip	21613-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 8,633 SQ. FT. 102 CHOPTANK TERRACE CAMBRIDGE
Legal Subdivision	AMENDED PLAT OF LANDS OF JOSEPH A BUNCKE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4007
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CHOPTANK TER, CAMBRIDGE, MD 21613-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Aug 14, 1997 · Amount on Record
Deed Book / Page	1730 / 73
Prior Transfer Date	Jun 26, 2021
Prior Transfer Doc	0016640409
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 29, 2022
Property Address	102 CHOPTANK TER, CAMBRIDGE, MD 21613-1116
Document Number	0017300073
Book / Page	1730 / 73
Map Reference	LB JFD 1 FO 138
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	102 CHOTANK TERRACE, CAMBRIDGE, MD 21613-1116

Mortgage

Document Number	0000173079
Date	Mar 29, 2022
Instrument	1730/79

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Jul 9, 2021
Property Address	102 CHOPTANK TER, CAMBRIDGE, MD 21613-1116
Document Number	0016640409
Book / Page	1664 / 409
Map Reference	LB JFD1 FO 138
Instrument Date	Jun 26, 2021
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHOPTANK TER, CAMBRIDGE, MD 21613-1135

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+2.46%)	$235,267 (+2.51%)	$246,800 (+7.54%) Land $31,400 Building $215,400
2025	$2,680.00 (+41.42%)	$229,500 (+39.01%) Land $31,400 Building $198,100	$229,500 (-) Land $31,400 Building $198,100
2023	$1,895.00	$165,100	$229,500 Land $31,400 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODGECLIFFE DISTRIBUTION SYSTEM private · serves 300 people · EPA ID MD0090009
Water Source	Purchased groundwater from CITY OF CAMBRIDGE WATER
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Choptank Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures