105 Birch Bluff Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 105 Birch Bluff Rd, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,342 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2017)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-31-0045`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-31-0045`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	2,023 sqft
1st Floor Area	1,342 sqft
Basement Area	537 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft
Lot Dimensions	43 ft deep x 20 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Deck Area	222 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	105 BIRCH BLUFF RD
City	EXCELSIOR
State	MN
Zip	55331-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 028 A JOHN F WILCOX ADDN SELY 285 FT OF SWLY 140 FT OF LOT 28 AND THAT PART OF LOT 28 LYING NELY OF SWLY 140 FT THOF ALSO THAT PART OF LOT 21 LYING SWLY OF NELY 100 FT THOF T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	31
Legal Subdivision	JOHN F WILCOX ADDN
Legal Block	1
Legal Lot Number	28
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1003
Census Tract	27501

Owner

Source: Hennepin County records · APN 28-117-23-31-0045

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL
Oct 25, 2023	Deed of Trust, Mortgage · Construction Mortgage BELL BANK
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Jul 11, 2017	Grant Deed, Transfer · Conventional with PMI EDINA RLTY MTG
Jul 11, 2017	Quit Claim Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Sep 24, 2004 · Amount on Record
Deed Document Number	201710458045
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0010458043
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	May 29, 2026
Property Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Document Number	0011466449
Instrument Date	May 21, 2026
Instrument	202611466449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE FORWARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513

Mortgage

Document Number	0011466449,
Date	May 29, 2026
Instrument	202611466449

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Transaction Type	Mortgage
Record Updated	Nov 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513

Mortgage

Document Number	0A11240560
Date	Oct 25, 2023
Instrument	A11240560

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jul 01, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Document Number	0010869961
Instrument Date	Oct 06, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	105 BIRCH BLUFF RD EXCELSIOR MN 553318513, EXCELSIOR, MN 55331-8513

Mortgage

Document Number	0010869961
Date	Nov 12, 2020
Instrument	10869961

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 11, 2017
Property Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Document Number	0010458045
Instrument Date	Jun 16, 2017
Instrument	10458045
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 BIRCH BLUFF RD EXCELSIOR MN 553318513, EXCELSIOR, MN 55331-8513

Mortgage

Document Number	10458046
Date	Jul 11, 2017
Instrument	10458046

Lender

Name	EDINA RLTY MTG
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 11, 2017
Property Address	105 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8513
Document Number	0010458043
Instrument Date	Jun 16, 2017
Instrument	10458043
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	BURNET TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	85 BIRCH BLUFF RD EXCELSIOR MN 553318511, EXCELSIOR, MN 55331-8511

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,095.00 (+64.17%)	$684,500 (+51.24%) Land $356,300 Building $328,200	$684,500 (+51.24%) Land $356,300 Building $328,200
2024	$4,931.00 (+7.55%)	$452,600 (+3.81%) Land $294,500 Building $158,100	$452,600 (+3.81%) Land $294,500 Building $158,100
2023	$4,585.00
2022		$436,000 Land $228,000 Building $208,000	$436,000 Land $228,000 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

105 Birch Bluff Rd, Excelsior, MN 55331 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Birch Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number