105 Belden St, Watertown, CT 06795 Property Records

Watertown Town property record for 105 Belden St, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,666 sqft · built 1954
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Feb 2017)
Tax Bill	$6,700 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2023 Refinance + 1 more
APN	`WATE M:121 B:84A L:42`

Property Details

APN / Parcel Number

Primary APN	`WATE M:121 B:84A L:42`
Alternative APNs	`WTWN M:121 B:84A L:42` `6833`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	850 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6833
Street Address	105 BELDEN ST
City	WATERTOWN
State	CT
Zip	06795-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	84A
Legal Lot Number	42
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2001
Census Tract	360200

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 BELDEN ST, WATERTOWN, CT 06795-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Feb 23, 2017	Warranty Deed, Transfer CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Sep 28, 2001 · Amount on Record
Deed Book / Page	2008 / 246
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	105 BELDEN ST, WATERTOWN, CT 06795-2801
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002177-67
Date	Feb 19, 2021
Book Page	2177/67
Instrument	124373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	105 BELDEN ST, WATERTOWN, CT 06795-2801
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002287-222
Date	May 22, 2023
Book Page	2287/222
Instrument	134158

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Feb 23, 2017
Property Address	105 BELDEN ST, WATERTOWN, CT 06795-2801
Document Number	2008-246
Book / Page	2008 / 246
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20080248
Date	Feb 23, 2017
Instrument	02008/0248

Lender

Name	CARRINGTON MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,700.00	$223,020 (+32.59%) Land $51,940 Building $171,080	$156,114 Land $36,358 Building $119,756
2024	$6,700.00 (+8.06%)
2023	$6,200.00 (+5.5%)	$168,200 (-) Land $52,200 Building $116,000
2022	$5,877.00	$168,200 Land $52,200 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000

May also be available: Frontier, GoNetspeed, Verizon.

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