85 Belden St, Watertown, CT 06795 Property Records

Watertown Town property record for 85 Belden St, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,594 sqft · built 1956
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2020)
Tax Bill	$5,642 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`WATE M:121 B:84A L:44`

Property Details

APN / Parcel Number

Primary APN	`WATE M:121 B:84A L:44`
Alternative APNs	`WTWN M:121 B:84A L:44` `7311`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,388 sqft
Basement Area	965 sqft
Unfinished Basement	815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7311
Street Address	85 BELDEN ST
City	WATERTOWN
State	CT
Zip	06795-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	84A
Legal Lot Number	44
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2001
Census Tract	360200

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 BELDEN ST, WATERTOWN, CT 06795-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Book / Page	2140 / 283
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Jul 10, 2020
Property Address	85 BELDEN ST, WATERTOWN, CT 06795-2801
Document Number	2140-283
Book / Page	2140 / 283
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2140286
Date	Jul 10, 2020
Instrument	2140/286

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,642.00	$187,810 (+30.7%) Land $51,940 Building $135,870	$131,467 Land $36,358 Building $95,109
2024	$5,642.00 (+6.51%)
2023	$5,297.00 (+5.5%)	$143,700 (-) Land $52,400 Building $91,300
2022	$5,021.00	$143,700 Land $52,400 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000

May also be available: Frontier, GoNetspeed, Verizon.

Nearby Properties on Belden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures