125 Belden St, Watertown, CT 06795 Property Records

Watertown Town property record for 125 Belden St, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1955
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (May 2021)
Tax Bill	$6,773 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2021 Sale & Mortgage + 1 more
APN	`WATE M:121 B:84A L:40`

Property Details

APN / Parcel Number

Primary APN	`WATE M:121 B:84A L:40`
Alternative APNs	`WTWN M:121 B:84A L:40` `2999`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	1,656 sqft
Basement Area	1,348 sqft
Unfinished Basement	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2999
Street Address	125 BELDEN ST
City	WATERTOWN
State	CT
Zip	06795-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	84A
Legal Lot Number	40
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2001
Census Tract	360200

Owner

Source: Watertown Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 BELDEN ST, WATERTOWN, CT 06795-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THOMASTON SAVINGS BANK
May 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 4, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	2021125514
Deed Book / Page	2192 / 141
Transfer Doc	0877000332
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	125 BELDEN ST, WATERTOWN, CT 06795-2801
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002378-315
Date	Dec 10, 2025
Book Page	2378/315
Instrument	142163

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	May 10, 2021
Property Address	125 BELDEN ST, WATERTOWN, CT 06795-2801
Document Number	002192-141
Book / Page	2192 / 141
Instrument Date	May 6, 2021
Instrument	2021125514
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021125515
Date	May 10, 2021
Instrument	2021125515

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	125 BELDEN ST, WATERTOWN, CT 06795-2801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2033-148
Date	Oct 4, 2017
Book Page	2033/148

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,773.00	$225,470 (+40.92%) Land $54,320 Building $171,150	$157,829 Land $38,024 Building $119,805
2024	$6,773.00 (+14.84%)
2023	$5,898.00 (+5.51%)	$160,000 (-) Land $53,000 Building $107,000
2022	$5,590.00	$160,000 Land $53,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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