105 Bayridge Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 105 Bayridge Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,503 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Feb 2025)
Tax Bill	$3,422 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`606 044`

Property Details

APN / Parcel Number

Primary APN	`606 044`
Alternative APN	`6024140`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,503 sqft Living Area
1st Floor Area	1,726 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	87,120 sqft (2 acres)
Garage Area	631 sqft
Porch	Porch
Porch Area	679 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 BAYRIDGE DR
City	SALISBURY
State	NC
Zip	28146-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 2.00AC BAYRIDGE ESTS
Legal Subdivision	BAYRIDGE ESTS
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 BAYRIDGE DR, SALISBURY, NC 28146-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 5, 2019	Warranty Deed, Transfer · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Book / Page	1456 / 744
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	105 BAYRIDGE DR, SALISBURY, NC 28146-1448
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013710059
Date	Mar 24, 2021
Book Page	1371/59

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	105 BAYRIDGE DR, SALISBURY, NC 28146-1448
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013420416
Date	Jan 29, 2020
Book Page	1342/0416

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 5, 2019
Property Address	105 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013250639
Book / Page	001325 / 000639
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 BAYRIDGE DR SALISBURY NC 281461448, SALISBURY, NC 28146-1448

Mortgage

Document Number	13250640
Date	Apr 5, 2019
Book Page	001325/000640

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,422.00	$512,795 (-) Land $51,000 Building $461,795	$512,795 (-) Land $51,000 Building $461,795
2023	$3,422.00	$512,795 Land $51,000 Building $461,795	$512,795 Land $51,000 Building $461,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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