101 Bayridge Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 101 Bayridge Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,105 sqft · built 2019
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$2,741 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`606 042`

Property Details

APN / Parcel Number

Primary APN	`606 042`
Alternative APN	`707019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,105 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Lot Area	92,783 sqft (2.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	101 BAYRIDGE DR
City	SALISBURY
State	NC
Zip	28146-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 2.13AC & PT 2 BAYRIDGE ESTS
Legal Subdivision	BAYRIDGE ESTS
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 12, 2020	Warranty Deed, Subdivision Related Transfer VETERANS UNITED HM LNS
Oct 31, 2018	Warranty Deed, Construction Loan · Construction Mortgage TVC FUNDING II LLC
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Book / Page	1404 / 212
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0013030985
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 16, 2022
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0014040212
Book / Page	1404 / 212
Map Reference	MB 9995 PG 8592
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 MCNAIR CIR, 110, SALISBURY, NC 28144-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448

Mortgage

Document Number	0014040213
Date	Jun 16, 2022
Book Page	1404/213

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	9.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013720439
Date	Apr 12, 2021
Book Page	1372/439

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 12, 2020
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013480285
Book / Page	001348 / 000285
Instrument Date	May 12, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 BAYRIDGE DR SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	13480286
Date	May 12, 2020
Book Page	001348/000286

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 31, 2018
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013180142
Book / Page	1318 / 0142
Map Reference	PG 2105
Instrument Date	May 30, 2018
Transaction Type	Construction Loan
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 VANCE AVE, 427, SALISBURY, NC 28144-6527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 VANCE AVE, SALISBURY, NC 28144-6527

Mortgage

Document Number	13180143
Date	Oct 31, 2018
Instrument	1318/0143

Lender

Name	TVC FUNDING II LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 28, 2018
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013060445
Book / Page	001306 / 000445
Instrument Date	Mar 27, 2018
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 VANCE AVE SALISBURY NC 281446527, SALISBURY, NC 28144-6527

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 8, 2018
Property Address	101 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013030985
Book / Page	001303 / 000985
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MAINSAIL RD SALISBURY NC 281469417, SALISBURY, NC 28146-9417

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00	$410,681 (-) Land $45,000 Building $365,681	$410,681 (-) Land $45,000 Building $365,681
2025	$2,741.00	$410,681 (-) Land $45,000 Building $365,681
2023	$2,741.00	$410,681 Land $45,000 Building $365,681	$410,681 Land $45,000 Building $365,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

101 Bayridge Dr, Salisbury, NC 28146 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

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Nearby Streets

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