104 Bayridge Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 104 Bayridge Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,146 sqft · built 2019
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Aug 2018)
Tax Bill	$2,485 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`606 047`

Property Details

APN / Parcel Number

Primary APN	`606 047`
Alternative APN	`705271`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,146 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	108,029 sqft (2.48 acres)
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	104 BAYRIDGE DR
City	SALISBURY
State	NC
Zip	28146-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 2.48AC BAYRIDGE ESTS
Legal Subdivision	BAYRIDGE ESTS
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit MADISON HOMEBUILDERS
Aug 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Book / Page	1313 / 977
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0013030985
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013340715
Date	Sep 18, 2019
Book Page	1334/0715

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013180241
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 CAROLINA AVE ROCKWELL NC 281388856, ROCKWELL, NC 28138-8856

Mortgage

Document Number	0013180241
Date	Nov 1, 2018
Book Page	001318/000241

Lender

Name	MADISON HOMEBUILDERS
Type	Construction/Development Company
Address	CHARLOTTE, NC 29217

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 10, 2018
Property Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013130977
Book / Page	001313 / 000977
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 CAROLINA AVE ROCKWELL NC 281388856, ROCKWELL, NC 28138-8856

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 8, 2018
Property Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013030986
Book / Page	001303 / 000986
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 RIVERVIEW DR BUCKINGHAM VA 239212704, BUCKINGHAM, VA 23921-2704

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 8, 2018
Property Address	104 BAYRIDGE DR, SALISBURY, NC 28146-1448
Document Number	0013030985
Book / Page	001303 / 000985
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MAINSAIL RD SALISBURY NC 281469417, SALISBURY, NC 28146-9417

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,485.00	$372,409 (-) Land $37,500 Building $334,909	$372,409 (-) Land $37,500 Building $334,909
2025	$2,485.00 (+1.8%)	$372,409 (+1.81%) Land $37,500 Building $334,909
2023	$2,441.00	$365,789 Land $37,500 Building $328,289	$372,409 Land $37,500 Building $334,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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