105 Bargate Dr, New Bern, NC 28562 Property Records

Craven County property record for 105 Bargate Dr, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,761 sqft · built 2004
Lot Size	0.402 acres (17,490 sqft)
Owner	2 Individual Names on File
Last Sale	$30,200 (Jan 2003)
Tax Bill	$2,188 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-100-L-079`

Property Details

APN / Parcel Number

Primary APN	`7-100-L-079`
Alternative APN	`22113`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,490 sqft (0.402 acres)
Lot Dimensions	155 ft deep x 97.2 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	22113
Street Address	105 BARGATE DR
City	NEW BERN
State	NC
Zip	28562-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 HUNTERS RIDGE PHASE III
Legal Subdivision	HUNTERS RIDGE
Legal Phase	3
Legal Lot Number	79
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2021
Census Tract	961004

Owner

105 Bargate Dr is owned and occupied by two individuals who bought it in January 2003.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 BARGATE DR, NEW BERN, NC 28562-8412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2003 · Amount on File
Deed Sale	Jan 8, 2003 · Amount on File
Deed Book / Page	1988 / 322
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	105 BARGATE DR, NEW BERN, NC 28562-8412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3630/529
Date	Sep 14, 2020
Book Page	3630/529
Instrument	10061053

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 105 Bargate Dr was $2,188.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,188.00	$455,430 (-) Land $65,000 Building $390,430	$455,430 (-) Land $65,000 Building $390,430
2025	$2,188.00	$455,430 Land $65,000 Building $390,430	$455,430 Land $65,000 Building $390,430
2023	$2,176.00 (+11.25%)	$455,430 (+40.47%) Land $65,000 Building $390,430	$455,430 Land $65,000 Building $390,430
2022	$1,956.00	$324,210 Land $47,500 Building $276,710
2018			$324,210 Land $47,500 Building $276,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Bargate Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Bargate Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20