Craven County property record for 104 Bargate Dr, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,831 sqft · built 2006 |
| Lot Size | 0.547 acres (23,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Apr 2016) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-100-L-075 |
| Primary APN | 7-100-L-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| 1st Floor Area | 1,831 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,831 sqft (0.547 acres) |
| Lot Dimensions | 216 ft deep x 166 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 110466 |
|---|---|
| Street Address | 104 BARGATE DR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-8412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 75 HUNTERS RIDGE PHASE III |
| Legal Subdivision | HUNTERS RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 75 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961004 |
104 Bargate Dr is owned and occupied by two individuals who bought it in April 2016.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BARGATE DR, NEW BERN, NC 28562-8412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on File |
| Deed Sale | Apr 29, 2016 · Amount on File |
| Prior Sale | Jun 21, 2010 · Amount on File |
| Deed Book / Page | 3433 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 104 BARGATE DR, NEW BERN, NC 28562-8412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 003671/945 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 3671/945 |
| Instrument | 10076116 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 104 Bargate Dr was $2,305.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,590 (-) Land $65,000 Building $415,590 | $480,590 (-) Land $65,000 Building $415,590 | |
| 2025 | $2,305.00 | $480,590 Land $65,000 Building $415,590 | $480,590 Land $65,000 Building $415,590 |
| 2023 | $2,293.00 (+11.58%) | $480,590 (+40.92%) Land $65,000 Building $415,590 | $480,590 Land $65,000 Building $415,590 |
| 2022 | $2,055.00 | $341,030 Land $47,500 Building $293,530 | |
| 2018 | $341,030 Land $47,500 Building $293,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Bargate Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 6 (2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Bargate Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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