Craven County property record for 103 Bargate Dr, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,817 sqft · built 2003 |
| Lot Size | 0.458 acres (19,949 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $281,000 (May 2024) |
| Tax Bill | $1,825 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-100-L-080 |
| Primary APN | 7-100-L-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,949 sqft (0.458 acres) |
| Lot Dimensions | 156 ft deep x 89 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 139813 |
|---|---|
| Street Address | 103 BARGATE DR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-8412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 HUNTERS RIDGE PHASE III |
| Legal Subdivision | HUNTERS RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 80 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961004 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 BARGATE DR, NEW BERN, NC 28562-8412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION |
| Sep 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 8, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Jun 7, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Jul 8, 2019 · Amount on Record |
| Deed Document Number | 202410126772 |
| Deed Book / Page | 3799 / 2145 |
| Prior Transfer Date | May 23, 2024 |
| Prior Transfer Doc | 03799/2145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 103 BARGATE DR, NEW BERN, NC 28562-8412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003538/0000000620 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 0000003538/0000000620 |
| Instrument | 000010023390 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 235 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 103 BARGATE DR, NEW BERN, NC 28562-8412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 03691/1501 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 3691/1501 |
| Instrument | 10083784 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 8, 2019 |
| Property Address | 103 BARGATE DR, NEW BERN, NC 28562-8412 |
| Document Number | 003576/979 |
| Book / Page | 3576 / 979 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 10040150 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BARGARET DR, NEW BERN, NC 28562 |
| Document Number | 003576/983 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 3576/983 |
| Instrument | 10040151 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 7, 2018 |
| Property Address | 103 BARGATE DR, NEW BERN, NC 28562-8412 |
| Document Number | 003538/617 |
| Book / Page | 3538 / 617 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 000010023389 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2209 OAKVIEW DR, NEW BERN, NC 28562-8589 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,825.00 | $377,220 (-) Land $65,000 Building $312,220 | $377,220 (-) Land $65,000 Building $312,220 |
| 2025 | $1,825.00 (+0.66%) | $377,220 (-) Land $65,000 Building $312,220 | $377,220 (-) Land $65,000 Building $312,220 |
| 2023 | $1,813.00 (+10.21%) | $377,220 (+39.14%) Land $65,000 Building $312,220 | $377,220 (+39.14%) Land $65,000 Building $312,220 |
| 2022 | $1,645.00 | $271,100 Land $47,500 Building $223,600 | |
| 2018 | $271,100 Land $47,500 Building $223,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 6 (2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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