10498 Stansfield Rd, Laurel, MD 20723 Property Records

Howard County property record for 10498 Stansfield Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,684 sqft · built 2013
Lot Size	0.515 acres (22,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$596,510 (Oct 2013)
Tax Bill	$11,256 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-594956`

Property Details

APN / Parcel Number

Primary APN	`06-594956`
Alternative APN	`594956`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,684 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,439 sqft (0.515 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	594956
Street Address	10498 STANSFIELD RD
City	LAUREL
State	MD
Zip	20723-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 22,439 SQ' 10498 STANSFIELD RD WATKINS CHOICE
Legal Subdivision	WATKINS CHOICE PH 2
Legal Lot Number	5
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3005
Census Tract	606805

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10498 STANSFIELD RD, LAUREL, MD 20723-1279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2013 · Amount on Record
Deed Sale	Oct 24, 2013 · Amount on Record
Deed Book / Page	15298 / 192
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10498 STANSFIELD RD, LAUREL, MD 20723-1279
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10498 STANSFIELD RD, LAUREL, MD 20723-1279

Mortgage

Document Number	0198820020
Date	Nov 2, 2020
Book Page	19882/20

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,256.00 (+4.54%) Homeowner's exemption	$747,133 (+5.75%)	$828,400 (+17.25%) Land $300,700 Building $527,700
2025	$10,767.00 (+52.79%) Homeowner's exemption	$706,500 (+8.23%) Land $250,700 Building $455,800	$706,500 (-) Land $250,700 Building $455,800
2023		$652,767	$706,500 Land $250,700 Building $455,800
2022	$7,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35