Howard County property record for 10490 Stansfield Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,686 sqft · built 2013 |
| Lot Size | 0.471 acres (20,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jun 2023) |
| Tax Bill | $11,487 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-594951 |
| Primary APN | 06-594951 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Total Area |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,509 sqft (0.471 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 594951 |
|---|---|
| Street Address | 10490 STANSFIELD RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 20,509 SQ' 10490 STANSFIELD RD WATKINS CHOICE |
| Legal Subdivision | WATKINS CHOICE PH 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
10490 Stansfield Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on File |
| Deed Sale | Jun 8, 2023 · Amount on File |
| Prior Sale | Aug 14, 2013 · Amount on File |
| Deed Book / Page | 22001 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 8, 2023 |
| Property Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Document Number | 0220010093 |
| Book / Page | 22001 / 93 |
| Map Reference | PL 22154 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Document Number | 0002200199 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 22001/99 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LANDMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Document Number | 0197550033 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 19755/33 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LANDMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 10490 STANSFIELD RD, LAUREL, MD 20723-1279 |
| Document Number | 0211230041 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 21123/41 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2026 property tax bill for 10490 Stansfield Rd was $11,487, up 6.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,487.00 (+6.82%) | $753,900 (+6.85%) | $850,500 (+20.54%) Land $299,700 Building $550,800 |
| 2025 | $10,754.00 | $705,600 Land $249,700 Building $455,900 | $705,600 Land $249,700 Building $455,900 |
| 2023 | $651,867 | $705,600 Land $249,700 Building $455,900 | |
| 2022 | $7,037.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10490 Stansfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10490 Stansfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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