10494 Stansfield Rd, Laurel, MD 20723 Property Records

Howard County property record for 10494 Stansfield Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,252 sqft · built 2013
Lot Size	0.505 acres (21,982 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Apr 2022)
Tax Bill	$12,308 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-594955`

Property Details

APN / Parcel Number

Primary APN	`06-594955`
Alternative APN	`594955`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,252 sqft Total Area
Basement Area	1,015 sqft
Finished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,982 sqft (0.505 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	594955
Street Address	10494 STANSFIELD RD
City	LAUREL
State	MD
Zip	20723-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 21,982 SQ' 10494 STANSFIELD RD WATKINS CHOICE
Legal Subdivision	WATKINS CHOICE
Legal Lot Number	4
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3005
Census Tract	606805

Owner

10494 Stansfield Rd is owned and occupied by an individual who bought it in April 2022.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10494 STANSFIELD RD, LAUREL, MD 20723-1279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Jul 18, 2013 · Amount on File
Deed Book / Page	21472 / 150
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 21, 2022
Property Address	10494 STANSFIELD RD, LAUREL, MD 20723-1279
Document Number	0214720150
Book / Page	21472 / 150
Map Reference	PL 22170
Instrument Date	Apr 13, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10494 STANSFIELD RD, LAUREL, MD 20723-1279

Mortgage

Document Number	0021472157
Date	Apr 21, 2022
Instrument	21472/157

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 10494 Stansfield Rd was $12,308, up 8.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,308.00 (+8.74%)	$810,833 (+8.85%)	$942,700 (+26.55%) Land $300,400 Building $642,300
2025	$11,319.00	$744,900 Land $250,400 Building $494,500	$744,900 Land $250,400 Building $494,500
2023		$682,567	$744,900 Land $250,400 Building $494,500
2022	$7,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10494 Stansfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10494 Stansfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35