10496 Howard Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 10496 Howard Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1986
Lot Size	0.685 acres (29,839 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2018)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Jun 2024 Transfer Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-0120-0098-00`

Property Details

APN / Parcel Number

Primary APN	`560-0120-0098-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	29,839 sqft (0.685 acres)
Lot Dimensions	200 ft deep x 171 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	10496 HOWARD RD
City	HARRISON
State	OH
Zip	45030-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LEES CREEK HOWARD RDS 171.67 X 200 IRR LOT 3 ROY HALL SUB BLK A
Legal Subdivision	ROY HALL SUB
Legal Block	A
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2006
Census Tract	26001

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10496 HOWARD RD, HARRISON, OH 45030-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Transfer on Death Deed, Transfer
Sep 7, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	May 16, 2006 · Amount on Record
Deed Document Number	201879267
Deed Book / Page	13748 / 157
Last Transfer Date	Jun 11, 2024
Transfer Doc	0000041498
Record Updated	Oct 29, 2026

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 18, 2024
Property Address	10496 HOWARD RD, HARRISON, OH 45030-8706
Document Number	0000041498
Book / Page	15190 / 1393
Map Reference	MB 234 PG 98
Instrument Date	Jun 13, 2024
Instrument	2024-0041498
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 LEES CREEK RD, HARRISON, OH 45030-9519

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2018
Property Address	10496 HOWARD RD, HARRISON, OH 45030-8706
Document Number	0000079267
Book / Page	13748 / 00157
Map Reference	MB 234 PG 98
Instrument Date	Aug 22, 2018
Instrument	2018-0079267
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000079268
Date	Sep 7, 2018
Instrument	2018-0079268

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+3.66%)	$82,849 (-) Land $13,790 Building $69,059	$236,710 (-) Land $39,400 Building $197,310
2024	$3,391.00 (+1.28%)	$82,849 (-) Land $13,790 Building $69,059
2023	$3,348.00 (+12.35%)	$82,849 (+27.95%) Land $13,790 Building $69,059	$236,710 (+27.95%) Land $39,400 Building $197,310
2022	$2,980.00	$64,750 Land $14,833 Building $49,917
2020			$185,000 Land $42,380 Building $142,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SOUTHWEST REGIONAL WATER DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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