10471 Howard Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 10471 Howard Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1978
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2021)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-0120-0030-00`

Property Details

APN / Parcel Number

Primary APN	`560-0120-0030-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10471 HOWARD RD
City	HARRISON
State	OH
Zip	45030-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD RD 100 X 200 LOT 11 DALESSANDRO SUB BLK A
Legal Subdivision	DALESSANDRO SUB
Legal Block	A
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10471 HOWARD RD, HARRISON, OH 45030-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2021-0084664
Deed Book / Page	14457 / 766
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10471 HOWARD RD, HARRISON, OH 45030-8706
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10471 HOWARD RD, HARRISON, OH 45030-8706

Mortgage

Document Number	0000074890
Date	Oct 20, 2023
Book Page	15026/117
Instrument	2023-0074890

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2021
Property Address	10471 HOWARD RD, HARRISON, OH 45030-8706
Document Number	0000084664
Book / Page	14457 / 766
Map Reference	MB 71 PG 11
Instrument Date	Jul 3, 2021
Instrument	2021-0084664
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10471 HOWARD RD, HARRISON, OH 45030-8706

Mortgage

Document Number	0000084665
Date	Jul 13, 2021
Instrument	2021-0084665

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,329.00 (+6.81%)	$105,000 (+%) Land $15,347 Building $89,653
2024	$4,053.00 (-0.71%)	$104,999 (-) Land $15,347 Building $89,652
2023	$4,082.00 (+31.76%)	$104,999 (+50.72%) Land $15,347 Building $89,652	$300,000 (+50.72%) Land $43,850 Building $256,150
2022	$3,098.00 Homeowner's exemption	$69,664 Land $16,464 Building $53,200
2020			$199,040 Land $47,040 Building $152,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SOUTHWEST REGIONAL WATER DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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