Hamilton County property record for 10490 Howard Rd, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,695 sqft · built 1983 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-0120-0099-00 |
| Primary APN | 560-0120-0099-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Basement Area | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10490 HOWARD RD |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARD RD 100 X 200 LOT 4 ROY HALL SUB BLK A |
| Legal Subdivision | ROY HALL SUB |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26001 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10490 HOWARD RD, HARRISON, OH 45030-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10490 HOWARD RD, HARRISON, OH 45030-8706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200102063 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 14267/525 |
| Instrument | 2020-0102063 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jun 1, 2045 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Harrison Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (+6.69%) Homeowner's exemption | $77,774 (-) Land $11,004 Building $66,770 | |
| 2024 | $2,616.00 (-1.91%) Homeowner's exemption | $77,774 (-) Land $11,004 Building $66,770 | |
| 2023 | $2,667.00 (+28.59%) Homeowner's exemption | $77,774 (+40.45%) Land $11,004 Building $66,770 | $222,210 (+40.45%) Land $31,440 Building $190,770 |
| 2022 | $2,074.00 Homeowner's exemption | $55,374 Land $11,844 Building $43,530 | |
| 2020 | $158,210 Land $33,840 Building $124,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | SOUTHWEST REGIONAL WATER DISTRICT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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