10496 Eby Rd, Germantown, OH 45327 Property Records

Montgomery County property record for 10496 Eby Rd, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1919
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Oct 2022)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D14-00912-0016`

Property Details

APN / Parcel Number

Primary APN	`D14-00912-0016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	696 sqft Living Area
Gross Area	888 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	120,226 sqft (2.76 acres)
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	288 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10496 EBY RD
City	GERMANTOWN
State	OH
Zip	45327-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-2-30
Legal Lot Number	16
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1021
Census Tract	160100

Owner

Source: Montgomery County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8426 ORA LN, MIDDLETOWN, OH 45042-1046
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Construction Mortgage WILMINGTON SAVINGS BANK
Oct 31, 2022	Survivorship Deed, Transfer
May 13, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	202268119
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0000068119
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 26, 2026
Property Address	10496 EBY RD, GERMANTOWN, OH 45327-9719
Document Number	0000037923
Instrument Date	Jun 8, 2026
Instrument	202637923
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8426 ORA LN, MIDDLETOWN, OH 45042-1046

Mortgage

Document Number	0000037923,
Date	Jun 26, 2026
Instrument	202637923

Lender

Name	WILMINGTON SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 31, 2022
Property Address	10496 EBY RD, GERMANTOWN, OH 45327-9719
Document Number	0000068119
Instrument Date	Oct 14, 2022
Instrument	2022-00068119
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8426 ORA LN, MIDDLETOWN, OH 45042-1046

May 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	May 13, 2022
Property Address	10496 EBY RD, GERMANTOWN, OH 45327-9719
Document Number	0000031672
Instrument Date	Apr 20, 2022
Instrument	2022-00031672
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10496 EBY RD, GERMANTOWN, OH 45327-9719

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00	$47,800 (-) Land $27,060 Building $20,740	$136,570 (-) Land $77,300 Building $59,270
2024	$2,768.00 (+9.36%)
2023	$2,531.00 (+37.78%)	$47,800 (+32.08%) Land $27,060 Building $20,740	$136,570 (+32.1%) Land $77,300 Building $59,270
2022	$1,837.00	$36,190 Land $20,500 Building $15,690
2020			$103,380 Land $58,560 Building $44,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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