Berks County property record for 1049 N 12th St, Reading, PA 19604 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,225 sqft · built 1920 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2021) |
| Tax Bill | $1,038 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-46-16-7134 |
| Primary APN | 5317-46-16-7134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13194625 |
|---|---|
| Street Address | 1049 N 12TH ST |
| City | READING |
| State | PA |
| Zip | 19604-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700 |
Source: Berks County records · APN 5317-46-16-7134
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 15, 2021 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jul 02, 2020 | Grant Deed, Transfer SIGNATURE ABSTRACT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Jan 15, 2021 · Amount on Record |
| Deed Document Number | 202142217 |
| Prior Transfer Date | Jan 03, 2009 |
| Prior Transfer Doc | 0000034006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 24, 2021 |
| Property Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Document Number | 0000042217 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021042217 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | ABES ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Document Number | 0000042218 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021042218 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Number | 0000042219 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021042219 |
| Name | NEIGHBORHOOD HOUSING SERVICE |
|---|---|
| Type | Government Agency |
| Address | READING, PA 19601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 15, 2021 |
| Property Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Document Number | 0000002206 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021002206 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Document Number | 0000002207 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021002207 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 02, 2020 |
| Property Address | 1049 N 12TH ST, READING, PA 19604-2224 |
| Document Number | 0000021804 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 21804 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1049 N 12TH ST READING PA 196042224, READING, PA 19604-2224 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,038.00 (+6.57%) | $36,800 (-) Land $15,000 Building $21,800 | $15,000 (-59.24%) Land $15,000 |
| 2024 | $974.00 | $36,800 Land $15,000 Building $21,800 | |
| 1994 | $36,800 Land $15,000 Building $21,800 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2,116 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 10,000 / 10,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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