1055 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 1055 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (Dec 2020)
Tax Bill	$1,267 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-46-16-7138`

Property Details

APN / Parcel Number

Primary APN	`5317-46-16-7138`
Alternative APNs	`13-5317-46-16-7138` `13194700` `194700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13194700
Street Address	1055 N 12TH ST
City	READING
State	PA
Zip	19604-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	700

Owner

Source: Berks County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1055 N 12TH ST, READING, PA 19604-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage CUSTOMERS BK
Dec 18, 2020	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	202048542
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1055 N 12TH ST, READING, PA 19604-2224
Document Number	0000048543
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 N 12TH ST READING PA 196042224, READING, PA 19604-2224

Mortgage

Document Number	0000048543
Date	Dec 18, 2020
Instrument	48543

Lender

Name	CUSTOMERS BK
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 18, 2020
Property Address	1055 N 12TH ST, READING, PA 19604-2224
Document Number	0000048542
Instrument Date	Dec 2, 2020
Instrument	2020048542
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SECURED LAND TRANSFER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 N 12TH ST, READING, PA 19604-2224

Mortgage

Document Number	0000048543
Date	Dec 18, 2020
Instrument	2020048543

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000048545
Date	Dec 18, 2020
Instrument	2020048545

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,267.00 (+6.65%) Homeowner's exemption	$44,900 (-) Land $15,000 Building $29,900	$15,000 (-66.59%) Land $15,000
2024	$1,188.00	$44,900 Land $15,000 Building $29,900
1994			$44,900 Land $15,000 Building $29,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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