Berks County property record for 1044 N 12th St, Reading, PA 19604 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,542 sqft · built 1920 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Mar 2018) |
| Tax Bill | $1,084 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-46-16-5079 |
| Primary APN | 5317-46-16-5079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13194500 |
|---|---|
| Street Address | 1044 N 12TH ST |
| City | READING |
| State | PA |
| Zip | 19604-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700 |
Source: Berks County records · APN 5317-46-16-5079
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY |
| Mar 12, 2018 | Deed, Transfer · FHA Mortgage CUSTOMERS BANK |
| Mar 27, 2017 | Grant Deed, Transfer EQUITY TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Prior Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 20187988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Document Number | 0000025348 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023025348 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | BERRYSBURG, PA 17005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 12, 2018 |
| Property Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Document Number | 0000007988 |
| Instrument Date | Mar 08, 2018 |
| Instrument | 2018007988 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Document Number | 0000007989 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018007989 |
| Name | CUSTOMERS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000007991 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018007991 |
| Name | PENNSYLVANIA HOME LENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 01, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 27, 2017 |
| Property Address | 1044 N 12TH ST, READING, PA 19604-2225 |
| Document Number | 0000010659 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 10659 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2017 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 424 ACORN LN READING PA 196052151, READING, PA 19605-2151 |
| Document Number | 10660 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 10660 |
| Name | EQUITY TR |
|---|---|
| Address | HAMBURG, PA 19526 |
| Amount | Amount Recorded |
|---|
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084.00 (+6.69%) | $38,400 (-) Land $16,300 Building $22,100 | $16,300 (-57.55%) Land $16,300 |
| 2024 | $1,016.00 | $38,400 Land $16,300 Building $22,100 | |
| 1994 | $38,400 Land $16,300 Building $22,100 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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