1049 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 1049 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,042 sqft · built 2021
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$7,981 (2023)
Deeds & Mortgages	Jul 2021 Construction Loan Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GY DY02081`

Property Details

APN / Parcel Number

Primary APN	`GY DY02081`
Alternative APNs	`229-31-0-32-07-043.00` `30012841`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30012841
Street Address	1049 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 2 COURTYARDS AT THE OAKS 2ND ADDITION
Legal Subdivision	COURTYARDS AT THE OAKS 2ND ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2005
Census Tract	10007

Owner

1049 E Waters Edge St is owned and occupied by an individual who acquired it in March 2022.

Source: Sedgwick County records, as of December 4, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1049 E WATERS EDGE ST, DERBY, KS 67037-4043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK NA
Mar 18, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage CITIZENS BANK OF KANSAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022
Deed Sale	Mar 18, 2022
Deed Document Number	30148097
Deed Book / Page	3014 / 8097
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1049 E WATERS EDGE ST, DERBY, KS 67037-4043
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N MAIZE RD, WICHITA, KS 67212-4654
Investor	Possibly a Property Investor

Mortgage

Document Number	03007/8829
Date	Jul 15, 2021
Book Page	3007/8829
Instrument	30078829

Lender

Name	FIDELITY BANK NA
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Mar 18, 2022
Property Address	1049 E WATERS EDGE ST, DERBY, KS 67037-4043
Document Number	03014/8097
Book / Page	3014 / 8097
Instrument Date	Mar 7, 2022
Instrument	30148097
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1049 E WATERS EDGE ST, DERBY, KS 67037-4043

Mortgage

Document Number	0030148098
Date	Mar 18, 2022
Instrument	30148098

Lender

Name	CITIZENS BANK OF KANSAS
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,981.00 (+21.9%)	$46,116 Land $7,740 Building $38,376	$401,000 Land $67,300 Building $333,700
2022	$6,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1049 E Waters Edge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 E Waters Edge St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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