1048 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 1048 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,604 sqft · built 2021
Lot Size	0.146 acres (6,376 sqft)
Owner	Individual Name on Record
Tax Bill	$6,524 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GY DY02076`

Property Details

APN / Parcel Number

Primary APN	`GY DY02076`
Alternative APNs	`229-31-0-32-09-044.00` `30012836`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,255 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Patio Home
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,376 sqft (0.146 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	30012836
Street Address	1048 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLOCK 1 COURTYARDS AT THE OAKS 2ND ADDITION
Legal Subdivision	THE OAKS 2ND ADD
Legal Block	1
Legal Lot Number	26
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2006
Census Tract	10007

Owner

Source: Sedgwick County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Mar 24, 2021	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK NA
Dec 16, 2021	Intrafamily Transfer, Transfer
Nov 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025
Deed Sale	Jun 26, 2025
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202528359
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	03012/4583
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SEDGWICK KS
Recording Date	Sep 6, 2022
Property Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Document Number	003019/389
Book / Page	3019 / 389
Instrument Date	Sep 1, 2022
Instrument	30190389
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Investor	Possibly a Property Investor

Mortgage

Document Number	0030190390
Date	Sep 6, 2022
Instrument	30190390

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N MAIZE RD, WICHITA, KS 67212-4654

Mortgage

Document Number	03004/3628
Date	Mar 24, 2021
Book Page	3004/3628
Instrument	30043628

Lender

Name	FIDELITY BANK NA
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Dec 16, 2021
Property Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Document Number	03012/4583
Book / Page	3012 / 4583
Instrument Date	Dec 9, 2021
Instrument	30124583
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Nov 1, 2021
Property Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043
Document Number	03011/2030
Book / Page	3011 / 2030
Instrument Date	Oct 20, 2021
Instrument	30112030
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 5, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1048 E WATERS EDGE ST, DERBY, KS 67037-4043

Mortgage

Document Number	0030112031
Date	Nov 1, 2021
Instrument	30112031

Lender

Name	HOME BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,241 (+16.61%) Land $8,269 Building $35,972	$384,700 (+16.61%) Land $71,900 Building $312,800
2024	$6,524.00 (-7.11%)
2023	$7,023.00 (+4.38%)	$37,939 Land $7,533 Building $30,406	$329,900 Land $65,500 Building $264,400
2022	$6,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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