1031 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 1031 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,171 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$9,528 (2023)
Deeds & Mortgages	Oct 2020 Construction Loan May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GY DY02083`

Property Details

APN / Parcel Number

Primary APN	`GY DY02083`
Alternative APNs	`229-31-0-32-07-040.00` `30012843`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30012843
Street Address	1031 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 COURTYARDS AT THE OAKS 2ND ADDITION
Legal Subdivision	COURTYARDS AT THE OAKS 2ND ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2005
Census Tract	10007

Owner

Source: Sedgwick County records, as of March 27, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1031 E WATERS EDGE ST, DERBY, KS 67037-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK NA
May 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021
Deed Sale	May 21, 2021
Deed Document Number	30061513
Deed Book / Page	3006 / 1513
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1031 E WATERS EDGE ST, DERBY, KS 67037-4043
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N MAIZE RD, WICHITA, KS 67212-4654

Mortgage

Document Number	03000/1884
Date	Oct 29, 2020
Book Page	3000/1884
Instrument	30001884

Lender

Name	FIDELITY BANK NA
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	May 21, 2021
Property Address	1031 E WATERS EDGE ST, DERBY, KS 67037-4043
Document Number	03006/1513
Book / Page	3006 / 1513
Instrument Date	May 14, 2021
Instrument	30061513
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 5, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1031 E WATERS EDGE ST, DERBY, KS 67037-4043

Mortgage

Document Number	0030061514
Date	May 21, 2021
Instrument	30061514

Lender

Name	CARSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,528.00 (+4.03%)	$57,018 Land $12,179 Building $44,839	$495,800 Land $105,900 Building $389,900
2022	$9,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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