Coles County property record for 10489 E Co Rd 450N, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 1999 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-01329-000 |
| Primary APN | 06-0-01329-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,052 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 106,722 sqft (2.45 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|
| Street Address | 10489 E COUNTY ROAD 450N |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC 35 #597746* |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 200 |
Source: Coles County records · APN 06-0-01329-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10489E E COUNTY ROAD 450N, LERNA, IL 62440-2220 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 10489 E COUNTY ROAD 450N, LERNA, IL 62440-2220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700770464 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 201700770464 |
| Name | MIDWEST AMERICA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,911.00 (+20.64%) | $30,761 (+22.32%) Land $7,816 Building $22,945 | $92,283 (+22.32%) Land $23,448 Building $68,835 |
| 2023 | $25,148 Land $6,390 Building $18,758 | $75,444 Land $19,170 Building $56,274 | |
| 2020 | $1,584.00 |
Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications DSL | 300 / 70 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, LTD Broadband, Verizon.
Based on FCC filings for 5 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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