10264 E Co Rd 450N, Lerna, IL 62440 Property Records

Coles County property record for 10264 E Co Rd 450N, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$6,829 (2025)
Deeds & Mortgages	May 2022 Construction Loan May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-01330-002`

Property Details

APN / Parcel Number

Primary APN	`06-0-01330-002`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	10264 E COUNTY ROAD 450N
City	LERNA
State	IL
Zip	62440-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 SEC 35 T14N R8E 2022 SURVEY #800344
Legal Range	08E
Legal Township	14N
Legal Section	35
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5030
Census Tract	200

Owner

Source: Coles County records · APN 06-0-01330-002

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10264 E COUNTY ROAD 450N, LERNA, IL 62440-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2022	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	10264 E COUNTY ROAD 450N, LERNA, IL 62440-2248
Transaction Type	Mortgage
Record Updated	Aug 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 S 35TH ST, MATTOON, IL 61938-4733
Investor	Possibly a Property Investor

Mortgage

Document Number	202200801070
Date	May 06, 2022
Instrument	202200801070

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 03, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	10264 E COUNTY ROAD 450N, LERNA, IL 62440-2248
Transaction Type	Mortgage
Record Updated	Aug 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10264 E COUNTY ROAD 450N, LERNA, IL 62440-2248

Mortgage

Document Number	202300806700
Date	May 22, 2023
Instrument	202300806700

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,829.00	$121,718 (+4,521.03%) Land $9,785 Building $111,933	$365,154 (+4,521.03%) Land $29,355 Building $335,799
2023		$2,634 Land $2,634	$7,902 Land $7,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	700 / 300
T-Mobile USA Fixed Wireless	25 / 3
Consolidated Communications DSL	10 / 1

Based on FCC filings for 4 locations within half a mile of this property.

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