Coles County property record for 10285 E Co Rd 450N, Lerna, IL 62440 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,165 sqft Base Area |
| Lot Size | 871,200 sqft (20 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,573.00 (2025) |
| Primary APN | 06-0-01308-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,165 sqft Base Area |
| 1st Floor | 2,165 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 871,200 sqft (20 acres) |
| Street Address | 10285 E COUNTY ROAD 450N |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2243 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PT OF SEC 35 BK 754 PG 093 |
| Jurisdiction | COLES IL |
| Minor Civil Division | LAFAYETTE |
| Census Blockgroup | 5 |
| Census Block | 5031 |
| Census Tract | 200 |
Source: Coles County records · APN 06-0-01308-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10285 E COUNTY ROAD 450N, LERNA, IL 62440-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST NEIGHBOR BANK |
| Nov 18, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 07, 2025 |
| Transfer Doc | 0000820077 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Apr 06, 2026 |
| Property Address | 10285 E COUNTY ROAD 450N, LERNA, IL 62440-2243 |
| Document Number | 0000821996 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026821996 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 10285 E COUNTY ROAD 450N, LERNA, IL 62440-2243 |
| Document Number | 0000821996, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026821996 |
| Name | FIRST NEIGHBOR BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 01, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Nov 18, 2025 |
| Property Address | 10285 E COUNTY ROAD 450N, LERNA, IL 62440-2243 |
| Document Number | 202500820077 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 202500820077 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10325 E COUNTY ROAD 450N, LERNA, IL 62440-2242 |
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,573.00 (+6.31%) | $105,435 (+9.43%) Land $10,880 Building $94,555 | $316,305 (+9.43%) Land $32,640 Building $283,665 |
| 2024 | $96,346 (+10.05%) Land $9,823 Building $86,523 | $289,038 (+10.05%) Land $29,469 Building $259,569 | |
| 2023 | $87,549 Land $8,829 Building $78,720 | $262,647 Land $26,487 Building $236,160 | |
| 2020 | $5,242.00 |
10285 E Co Rd 450N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Coles County (17029C), updated July 18, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 21st in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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