10481 Fairbourne Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10481 Fairbourne Dr, Covington, KY 41015

Property Summary

Property TypeVacant Land
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on Record
Last Sale$358,432 (Sep 2025)
Tax Bill$669 (2025)
Deeds & MortgagesNov 2024 Construction Loan
Sep 2025 Sale & Mortgage
+ 1 more
APN061-00-02-045.00

Property Details

APN / Parcel Number

Primary APN061-00-02-045.00

Exterior

Lot Area9,453 sqft (0.217 acres)

Location & Zoning

Street Address10481 FAIRBOURNE DR
CityCOVINGTON
StateKY
Zip41015-2022
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 45 VILLAGES OF DECOURSEY CREEK SEC 5 0.217 AC
Legal SubdivisionVILLAGES OF DECOURSEY CREEK
Legal Phase5
Legal Lot Number45
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2002
Census Tract65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10481 FAIRBOURNE DR, COVINGTON, KY 41015-2022
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2024Deed of Trust, Mortgage · Construction Mortgage
HERITAGE BANK INC
Sep 15, 2025Warranty Deed, Subdivision Related Transfer · FHA Mortgage
VICTORY MORTGAGE LLC
Feb 21, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleFeb 21, 2025 · Amount on Record
Deed Document Number202529
Deed Book / Page362 / 963
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10481 FAIRBOURNE DR, COVINGTON, KY 41015-2022
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900144
DateNov 27, 2024
Book PageKCM 605/562
Instrument24112705900144
Lender
NameHERITAGE BANK INC
TypeBank
AddressERLANGER, KY 41018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueNov 22, 2027

September 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 15, 2025
Property Address10481 FAIRBOURNE DR, COVINGTON, KY 41015-2022
Document Number0005900029
Book / PageKC 362 / 963
Map ReferenceSL 2405&2405A&2405B
Instrument DateAug 28, 2025
Instrument25091505900029
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10481 FAIRBOURNE DR, COVINGTON, KY 41015-2022

Mortgage

Document Number0005900030
DateSep 15, 2025
Instrument25091505900030
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 21, 2025
Property Address10481 FAIRBOURNE DR, COVINGTON, KY 41015-2022
Document Number0005900120
Book / PageKC 330 / 238
Instrument DateFeb 21, 2025
Instrument25022105900120
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1088 WALBURG AVE STE 301, 301, VILLA HILLS, KY 41017-4402

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,400 Land $58,700 Building $299,700$358,400 Land $58,700 Building $299,700
2025$669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Fairbourne Dr

Nearby Streets

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