Kenton County property record for 10489 Fairbourne Dr, Covington, KY 41015
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $441,030 (Sep 2025) |
| Tax Bill | $682 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-02-043.00 |
| Primary APN | 061-00-02-043.00 |
|---|
| Lot Area | 8,538 sqft (0.196 acres) |
|---|
| Street Address | 10489 FAIRBOURNE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2022 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 43 VILLAGES OF DECOURSEY CREEK SEC 4 0.196 AC |
| Legal Subdivision | VILLAGES OF DECOURSEY CREEK |
| Legal Phase | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65800 |
10489 Fairbourne Dr, vacant land, is owned and occupied by an individual who bought it in September 2025.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10489 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Jan 16, 2025 · Amount on File |
| Deed Document Number | 202559 |
| Deed Book / Page | 361 / 706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 3, 2026 |
| Property Address | 10489 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Document Number | 0000016935 |
| Book / Page | 470 / 559 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202616935 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10489 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Document Number | 0000016935, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 470/559 |
| Instrument | 202616935 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 10489 Fairbourne Dr was $682.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,000 (+651.28%) Land $58,700 Building $382,300 | $441,000 (+651.28%) Land $58,700 Building $382,300 | |
| 2025 | $682.00 | $58,700 Land $58,700 | $58,700 Land $58,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10489 Fairbourne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10489 Fairbourne Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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