Kenton County property record for 10477 Fairbourne Dr, Covington, KY 41015 · Last verified June 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,040 (Apr 2026) |
| Tax Bill | $407 (2025) |
| Deeds & Mortgages | Nov 2024 Construction Loan Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-02-046.00 |
| Primary APN | 061-00-02-046.00 |
|---|
| Lot Area | 10,149 sqft (0.233 acres) |
|---|
| Street Address | 10477 FAIRBOURNE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2022 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 46 VILLAGES OF DECOURSEY CREEK SEC 5 0.233 AC |
| Legal Subdivision | VILLAGES OF DECOURSEY CREEK |
| Legal Phase | 5 |
| Legal Lot Number | 46 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65800 |
Source: Kenton County records · APN 061-00-02-046.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10477 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK INC |
| Apr 10, 2026 | Warranty Deed · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Jul 02, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Jul 02, 2025 · Amount on Record |
| Deed Document Number | 202604106905 |
| Deed Book / Page | 411 / 466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10477 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900144 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | KCM 605/562 |
| Instrument | 24112705900144 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 22, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 10, 2026 |
| Property Address | 10477 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Document Number | 0000006905 |
| Book / Page | 411 / 466 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 20266905 |
| Record Updated | Jun 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,808.04 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10477 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Document Number | 0000006906, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 411/469 |
| Instrument | 202604106906 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 02, 2025 |
| Property Address | 10477 FAIRBOURNE DR, COVINGTON, KY 41015-2022 |
| Document Number | 0005900059 |
| Book / Page | KC 350 / 487 |
| Map Reference | SL 2405 |
| Instrument Date | Jul 01, 2025 |
| Instrument | 25070205900059 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1088 WALBURG AVE STE 301, 301, VILLA HILLS, KY 41017-4402 |
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759 |
| Investor | Possibly a Property Investor |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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