10480 Spring Mill Rd, Carmel (Indianapolis), IN 46290 Property Records

Hamilton County property record for 10480 Spring Mill Rd, Carmel, IN 46290 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 5,039 sqft · built 1970
Lot Size2.11 acres (91,912 sqft)
Owner2 Individual Names on File
Last Sale$593,800 (Nov 2019)
Tax Bill$9,795 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN29-13-10-000-020.000-018

Property Details

APN / Parcel Number

Primary APN29-13-10-000-020.000-018
Alternative APNs
  • 291310000020000034
  • 1713100000020000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area5,039 sqft Living Area
Gross Area6,119 sqft
1st Floor Area3,316 sqft
2nd Floor Area1,959 sqft
Basement Area958 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2020
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area91,912 sqft (2.11 acres)
Garage TypeAttached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Pool Area720 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10480 SPRING MILL RD
CityCARMEL
StateIN
Zip46290-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2.11, SECTION 10, TOWNSHIP 17, RANGE 3
Legal Range03
Legal Township17
Legal Section10
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1006
Census Tract111103

Owner

Source: Hamilton County records · APN 29-13-10-000-020.000-018

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10480 SPRING MILL RD, CARMEL, IN 46290-1046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Line of Credit
TRIUMPH COMMUNITY BANK NA
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE NATIONAL BANK OF INDIANAPOLIS
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
THE NATIONAL BANK OF INDIANAPOLIS
Jan 22, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/W MI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Deed Document Number201957707
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10480 SPRING MILL RD, CARMEL, IN 46290-1046
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035247
DateSep 14, 2023
Instrument2023035247
Lender
NameTRIUMPH COMMUNITY BANK NA
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 08, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10480 SPRING MILL RD, CARMEL, IN 46290-1046
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021065170
DateSep 07, 2021
Instrument2021065170
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueSep 01, 2022

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 15, 2019
Property Address10480 SPRING MILL RD, CARMEL, IN 46290-1046
Document Number2019057707
Instrument DateNov 15, 2019
Instrument2019057707
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10480 SPRING MILL RD, CARMEL, IN 46290-1046

Mortgage

Document Number2019057708
DateNov 15, 2019
Instrument2019057708
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2039

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10480 SPRING MILL RD, CARMEL, IN 46290-1046
Document Number0000004914
Instrument DateJan 22, 2018
Transaction TypeMortgage
Record UpdatedMar 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10480 SPRING MILL RD INDIANAPOLIS IN 462901046, INDIANAPOLIS, IN 46290-1046

Mortgage

Document Number0000004914
DateFeb 06, 2018
Instrument4914
Lender
NameFIFTH THIRD BK/W MI
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 05, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$881,800 (+9.35%) Land $219,500 Building $662,300$881,800 (+9.35%) Land $219,500 Building $662,300
2024$9,795.00 (+64.98%)$806,400 (+64.67%) Land $219,500 Building $586,900$806,400 (+64.67%) Land $219,500 Building $586,900
2023$5,937.00 (+18.34%) Homeowner's exemption$489,700 (+28.09%) Land $219,500 Building $270,200$489,700 (+28.09%) Land $219,500 Building $270,200
2022$5,017.00 Homeowner's exemption$382,300 Land $219,500 Building $162,800$382,300 Land $219,500 Building $162,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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