10120 Spring Mill Rd, Carmel (Indianapolis), IN 46290 Property Records

Hamilton County property record for 10120 Spring Mill Rd, Carmel, IN 46290

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,813 sqft · built 1958
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,143 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`29-13-10-000-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-000-027.000-018`
Alternative APNs	`291310000027000034` `1713100000027000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Basement Area	1,813 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Other
Roof Material	Asphalt
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100000027000
Old Parcel Number	291310000027000034
Street Address	10120 SPRING MILL RD
City	CARMEL
State	IN
Zip	46290-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.30, SECTION 10, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	111103

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1597 HARBERT AVE, MEMPHIS, TN 38104-5032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 29, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2015
Deed Sale	Nov 12, 2015
Deed Document Number	2015058603
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10120 SPRING MILL RD, CARMEL, IN 46290-1040
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020064163
Date	Sep 16, 2020
Instrument	2020064163

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 29, 2020
Property Address	10120 SPRING MILL RD, CARMEL, IN 46290-1040
Document Number	0000031966
Instrument Date	May 27, 2020
Instrument	31966
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10120 SPRING MILL RD INDIANAPOLIS IN 462901040, INDIANAPOLIS, IN 46290-1040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,500 (+5.29%) Land $204,300 Building $172,200	$376,500 (+5.29%) Land $204,300 Building $172,200
2024	$7,143.00 (-0.92%)	$357,600 (-) Land $204,300 Building $153,300	$357,600 (-) Land $204,300 Building $153,300
2023	$7,209.00 (+59.99%)	$357,600 (+7.39%) Land $204,300 Building $153,300	$357,600 (+7.39%) Land $204,300 Building $153,300
2022	$4,506.00	$333,000 Land $204,300 Building $128,700	$333,000 Land $204,300 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

Nearby Properties on Spring Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures