10545 Spring Mill Rd, Carmel (Indianapolis), IN 46290 Property Records

Hamilton County property record for 10545 Spring Mill Rd, Carmel, IN 46290

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 5,153 sqft · built 2009
Lot Size1.42 acres (61,855 sqft)
Owner2 Trust Names on File
Tax Bill$13,175 (2024)
Flood ZoneZone X (minimal risk)
APN29-13-11-003-003.000-018

Property Details

APN / Parcel Number

Primary APN29-13-11-003-003.000-018
Alternative APNs
  • 291311003003000034
  • 1713110003003000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area5,153 sqft Living Area
Gross Area6,823 sqft
1st Floor Area6,041 sqft
2nd Floor Area631 sqft
Basement Area3,096 sqft
Finished Basement2,208 sqft
Unfinished Basement888 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Roof MaterialAsphalt
Lot Area61,855 sqft (1.42 acres)
Garage TypeAttached
Garage Area782 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10545 SPRING MILL RD
CityCARMEL
StateIN
Zip46290-1047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.42, SECTION 11, TOWNSHIP 17, RANGE 3, ROSADO HILL, LOT 3
Legal Range03
Legal Township17
Legal Section11
Legal SubdivisionROSADO HILL
Legal Lot Number3
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1004
Census Tract111103

Owner

10545 Spring Mill Rd is owner-occupied and held in a trust since January 2018.

Source: Hamilton County records, as of March 16, 2026

Owner of Record2 Trust Names on File
Mailing Address10545 SPRING MILL RD, CARMEL, IN 46290-1047
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2008
Deed SaleMay 30, 2008
Prior SaleNov 30, 2006
Deed Document Number200828474
Last Transfer DateJan 31, 2018
Transfer Doc2018005080
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178,200 (+5.67%) Land $329,500 Building $848,700$1,178,200 (+5.67%) Land $329,500 Building $848,700
2024$13,175.00 (-0.29%)$1,115,000 (-0.8%) Land $329,500 Building $785,500$1,115,000 (-0.8%) Land $329,500 Building $785,500
2023$13,213.00 (+5.6%) Homeowner's exemption$1,124,000 (+6.95%) Land $329,500 Building $794,500$1,124,000 (+6.95%) Land $329,500 Building $794,500
2022$12,512.00 Homeowner's exemption$1,051,000 Land $329,500 Building $721,500$1,051,000 Land $329,500 Building $721,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10545 Spring Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10545 Spring Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet, Xfinity.

Nearby Properties on Spring Mill Rd

Nearby Streets

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