10480 Orchard Rd, Cologne, MN 55322 Property Records

Carver County property record for 10480 Orchard Rd, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,003 sqft · built 1990
Lot Size	11.8 acres (515,228 sqft)
Owner	Trust Name on File
Last Sale	$649,000 (Dec 2006)
Tax Bill	$7,932 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-0330140`

Property Details

APN / Parcel Number

Primary APN	`09-0330140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,003 sqft Finished Area
Gross Area	4,444 sqft
1st Floor Area	1,535 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	515,228 sqft (11.8 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	568 sqft
Deck Area	721 sqft
Utility Building	300 sqft
Pole Barn	2,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	10480 ORCHARD RD
City	COLOGNE
State	MN
Zip	55322-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 116 RANGE 025 P/O E1/2 NE1/4 THAT LIES N OF A LINE DRAWN W AT RIGHT ANGLES FROM E LINE OF E1/2 NE1/4 FROM
Legal Range	025
Legal Township	116
Legal Section	33
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	3
Census Block	3002
Census Tract	90302

Owner

10480 Orchard Rd is owner-occupied and held in a trust since June 2021.

Source: Carver County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jun 17, 2021	Intrafamily Transfer, Transfer
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2006 · Amount on File
Deed Sale	Dec 19, 2006 · Amount on File
Prior Sale	Jan 13, 2000 · Amount on File
Deed Document Number	200671036
Last Transfer Date	Jun 16, 2021
Transfer Doc	000A726973
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A765423
Date	Sep 28, 2023
Instrument	A765423

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 9, 2033

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A758140
Date	Mar 15, 2023
Instrument	A758140

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Jun 17, 2021
Property Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004
Document Number	000A726973
Instrument Date	Jun 16, 2021
Instrument	A726973
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	10480 ORCHARD RD, COLOGNE, MN 55322-9004
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A722051
Date	Apr 7, 2021
Instrument	A722051

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 10480 Orchard Rd was $7,932 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Waconia Township
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,932.00 Homeowner's exemption	$882,500 (+11.68%) Land $341,300 Building $541,200	$882,500 (+11.68%) Land $341,300 Building $541,200
2025		$790,200 (-2.37%) Land $315,000 Building $475,200	$790,200 (-2.37%) Land $315,000 Building $475,200
2024	$7,202.00 Homeowner's exemption	$809,400 (+5.35%) Land $306,300 Building $503,100	$809,400 (+5.35%) Land $306,300 Building $503,100
2023	Homeowner's exemption	$768,300 Land $306,300 Building $462,000	$768,300 Land $306,300 Building $462,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10480 Orchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10480 Orchard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20

May also be available: Nuvera Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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