10075 Orchard Rd, Cologne, MN 55322 Property Records

Carver County property record for 10075 Orchard Rd, Cologne, MN 55322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,837 sqft · built 1987
Lot Size4.25 acres (185,261 sqft)
OwnerIndividual Name on Record
Last Sale$323,000 (Sep 2012)
Tax Bill$8,482 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-3500030

Property Details

APN / Parcel Number

Primary APN09-3500030

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,837 sqft Finished Area
Gross Area5,239 sqft
1st Floor Area1,793 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area185,261 sqft (4.25 acres)
Garage Area528 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area86 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address10075 ORCHARD RD
CityCOLOGNE
StateMN
Zip55322-9000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 27 TOWNSHIP 116 RANGE 025 DEER CROSSING LOT 003 BLOCK 001
Legal Range025
Legal Township116
Legal Section27
Legal SubdivisionDEER CROSSING
Legal Block1
Legal Lot Number3
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group3
Census Block3004
Census Tract90302

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Feb 2, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MTG
Jul 5, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2012 · Amount on Record
Deed SaleSep 7, 2012 · Amount on Record
Deed Document Number2012561577
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10075 ORCHARD RD, COLOGNE, MN 55322-9000

Mortgage

Document Number000A743131
DateMar 8, 2022
InstrumentA743131
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A736442
DateNov 4, 2021
InstrumentA736442
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A716758
DateFeb 2, 2021
InstrumentA716758
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
Document Number0000709720
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10075 ORCHARD RD COLOGNE MN 553229000, COLOGNE, MN 55322-9000

Mortgage

Document Number0000709720
DateNov 9, 2020
Instrument709720
Lender
NameCHERRY CREEK MTG
TypeMortgage Company
AddressGREENWOOD VILLAGE, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address10075 ORCHARD RD, COLOGNE, MN 55322-9000
Document Number0000681665
Instrument DateJul 5, 2019
Transaction TypeMortgage
Record UpdatedOct 16, 2019
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10075 ORCHARD RD COLOGNE MN 553229000, COLOGNE, MN 55322-9000

Mortgage

Document Number0000681665
DateAug 20, 2019
Instrument681665
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 19, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
County SubdivisionWaconia Township
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,482.00 (+13.15%) Homeowner's exemption$935,300 (+11.39%) Land $235,000 Building $700,300$935,300 (+11.39%) Land $235,000 Building $700,300
2025$839,700 (+5.45%) Land $220,000 Building $619,700$839,700 (+5.45%) Land $220,000 Building $619,700
2024$7,496.00 Homeowner's exemption$796,300 (-8.71%) Land $247,300 Building $549,000$796,300 (-8.71%) Land $247,300 Building $549,000
2023Homeowner's exemption$872,300 Land $247,300 Building $625,000$872,300 Land $247,300 Building $625,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Broadband
Fixed Wireless
100 / 20
Nuvera Communications
Fixed Wireless
100 / 20

May also be available: Xtratyme Technologies.

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