10055 Orchard Rd, Cologne, MN 55322 Property Records

Carver County property record for 10055 Orchard Rd, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,116 sqft · built 1992
Lot Size	2.69 acres (117,481 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Aug 2009)
Tax Bill	$7,252 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3500020`

Property Details

APN / Parcel Number

Primary APN	`09-3500020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,116 sqft Finished Area
Gross Area	3,665 sqft
1st Floor Area	1,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	117,481 sqft (2.69 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	504 sqft
Deck Area	541 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	10055 ORCHARD RD
City	COLOGNE
State	MN
Zip	55322-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 27 TOWNSHIP 116 RANGE 025 DEER CROSSING LOT 002 BLOCK 001
Legal Range	025
Legal Township	116
Legal Section	27
Legal Subdivision	DEER CROSSING
Legal Block	1
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	3
Census Block	3004
Census Tract	90302

Owner

10055 Orchard Rd is owner-occupied and held in a trust since February 2024.

Source: Carver County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Intrafamily Transfer, Transfer
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BANK
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit FINANCIAL ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2009 · Amount on File
Deed Sale	Aug 18, 2009 · Amount on File
Deed Document Number	200976128
Last Transfer Date	Feb 23, 2024
Transfer Doc	000A770554
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Mar 8, 2024
Property Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000
Document Number	000A770554
Instrument Date	Feb 23, 2024
Instrument	A770554
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000

Mortgage

Document Number	000A749712
Date	Jul 25, 2022
Instrument	A749712

Lender

Name	BRIDGEWATER BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	10055 ORCHARD RD, COLOGNE, MN 55322-9000
Document Number	0000690328
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	CAMBRIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10055 ORCHARD RD COLOGNE MN 553229000, COLOGNE, MN 55322-9000

Mortgage

Document Number	0000690328
Date	Jan 24, 2020
Instrument	690328

Lender

Name	FINANCIAL ONE CU
Type	Credit Union
Address	COON RAPIDS, MN 55433

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 23, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10055 Orchard Rd was $7,252.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Waconia Township
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,252.00	$800,400 (+9.79%) Land $246,800 Building $553,600	$800,400 (+9.79%) Land $246,800 Building $553,600
2025		$729,000 (-1.29%) Land $231,000 Building $498,000	$729,000 (-1.29%) Land $231,000 Building $498,000
2024	$6,904.00 Homeowner's exemption	$738,500 (-0.15%) Land $225,800 Building $512,700	$738,500 (-0.15%) Land $225,800 Building $512,700
2023	Homeowner's exemption	$739,600 Land $225,800 Building $513,800	$739,600 Land $225,800 Building $513,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10055 Orchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10055 Orchard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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