1048 Thunder Ranch Way, Plumas Lake (Olivehurst), CA 95961 Property Records

Yuba County property record for 1048 Thunder Ranch Way, Plumas Lake, CA 95961

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,308 sqft · built 2019
Lot Size	0.385 acres (16,761 sqft)
Owner	Individual Name on File
Last Sale	$491,000 (Dec 2019)
Tax Bill	$7,844 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`016-440-022-000`

Property Details

APN / Parcel Number

Primary APN	`016-440-022-000`
Alternative APNs	`016-440-022` `16440022000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	2,308 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	16,761 sqft (0.385 acres)
Garage Type	Attached
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-440-022
Street Address	1048 THUNDER RANCH WAY
City	PLUMAS LAKE
State	CA
Zip	95961-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	L-48 TR 04-11 RIO DEL ORO VILLAGE 8 79/29-34
Legal Subdivision	RIO DEL ORO VILLAGE
Legal Tract	04-11
Legal Lot Number	48
Jurisdiction	YUBA CA
Township / Civil Division	OLIVEHURST
Census Block Group	3
Census Block	3000
Census Tract	40701

Owner

1048 Thunder Ranch Way is owned and occupied by an individual who bought it in December 2019.

Source: Yuba County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI S1L INC
Dec 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SYNERGY ONE LNDG
Aug 24, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Aug 24, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jan 22, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jul 20, 2017	Grant Deed, Transfer SOGNI DOLCI INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	201917564
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0000014162
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188

Mortgage

Document Number	0000003006
Date	Feb 23, 2021
Instrument	2021-003006

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000009944
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 THUNDER RANCH WAY PLUMAS LAKE CA 959619188, PLUMAS LAKE, CA 95961-9188

Mortgage

Document Number	0000009944
Date	Jul 2, 2020
Instrument	9944

Lender

Name	S1L INC
Address	3131 CAMINO DEL RIO N, SAN DIEGO, CA 92108-5701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Dec 18, 2019
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000017564
Instrument Date	Dec 15, 2019
Instrument	17564
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 THUNDER RANCH WAY PLUMAS LAKE CA 959619188, PLUMAS LAKE, CA 95961-9188

Mortgage

Document Number	17565
Date	Dec 18, 2019
Instrument	17565

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Aug 24, 2018
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000010467
Instrument Date	Aug 22, 2018
Instrument	10467
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$4,862.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Aug 24, 2018
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000010465
Instrument Date	Aug 21, 2018
Instrument	10465
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$4,463.80
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Jan 22, 2018
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000000670
Instrument Date	Jan 18, 2018
Instrument	670
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N LAKE SHORE DR #3104 CHICAGO IL 606115085, 3104, CHICAGO, IL 60611-5085
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Jul 20, 2017
Property Address	1048 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188
Document Number	0000009253
Instrument Date	Jul 14, 2017
Instrument	9253
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4740 ROCKLIN RD ROCKLIN CA 956773334, ROCKLIN, CA 95677-3334
Investor	Possibly a Property Investor

Mortgage

Document Number	9255
Date	Jul 20, 2017
Instrument	9255

Lender

Name	SOGNI DOLCI INVESTMENTS LLC
Address	8835 BELLA TERRA PL, GRANITE BAY, CA 95746-8850

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1048 Thunder Ranch Way was $7,844 with a homeowner's exemption.

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Elementary School District	Plumas Lake Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,500 (-19.68%) Land $100,000 Building $383,500
2025	$7,844.00 Homeowner's exemption	$602,000 Land $76,553 Building $525,447
2023	$7,597.00 (+11.82%) Homeowner's exemption	$578,626 Land $73,581 Building $505,045	$645,480
2022	$6,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Thunder Ranch Way in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Thunder Ranch Way is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLUMAS LAKE serves 11,374 people · EPA ID CA5805001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

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