Yuba County property record for 1088 Thunder Ranch Way, Plumas Lake, CA 95961
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,884 sqft · built 2020 |
| Lot Size | 0.315 acres (13,707 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Sep 2020) |
| Tax Bill | $5,952 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Nov 2021 Mortgage + 6 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 016-440-027-000 |
| Primary APN | 016-440-027-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,303 sqft |
| 1st Floor Area | 1,884 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 13,707 sqft (0.315 acres) |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 016-440-027 |
|---|---|
| Street Address | 1088 THUNDER RANCH WAY |
| City | PLUMAS LAKE |
| State | CA |
| Zip | 95961-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | L-53 TR 04-11 RIO DEL ORO VILLAGE 8 79/29-34 |
| Legal Subdivision | RIO DEL ORO VILLAGE |
| Legal Tract | 04-11 |
| Legal Lot Number | 53 |
| Jurisdiction | YUBA CA |
| Township / Civil Division | OLIVEHURST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40701 |
1088 Thunder Ranch Way is owned and occupied by two individuals who bought it in September 2020.
Source: Yuba County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Sep 21, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Aug 24, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Aug 24, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jan 22, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jul 21, 2017 | Deed of Trust, Mortgage MOISES C MORTERO |
| Feb 16, 2017 | Grant Deed, Transfer · Conventional Mortgage PAUL & KRISTINE SHEIFFELE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 202015170 |
| Prior Transfer Date | Oct 25, 2012 |
| Prior Transfer Doc | 0000014162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000005677 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023-005677 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000022079 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-022079 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000015170 |
| Map Reference | MB 79 PG 29-34 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020-015170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | ORANGE COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000015171 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-015171 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Aug 24, 2018 |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000010467 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 10467 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,862.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Aug 24, 2018 |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000010465 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 10465 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,463.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Jan 22, 2018 |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000000670 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 670 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,815.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 N LAKE SHORE DR #3104 CHICAGO IL 606115085, 3104, CHICAGO, IL 60611-5085 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000010402 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 106 HARGROVE CT FOLSOM CA 956302234, FOLSOM, CA 95630-2234 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010402 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 10402 |
| Name | MOISES C MORTERO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 420 Months |
| Due | Aug 15, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YUBA CA |
| Recording Date | Feb 16, 2017 |
| Property Address | 1088 THUNDER RANCH WAY, PLUMAS LAKE, CA 95961-9188 |
| Document Number | 0000001778 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 1778 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.85 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4740 ROCKLIN RD ROCKLIN CA 956773334, ROCKLIN, CA 95677-3334 |
| Investor | Possibly a Property Investor |
| Document Number | 1779 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 1779 |
| Name | PAUL & KRISTINE SHEIFFELE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1088 Thunder Ranch Way was $5,952 with a homeowner's exemption.
Source: Yuba County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yuba County |
| Elementary School District | Plumas Lake Elementary School District (KG - 08) |
| Secondary School District | Wheatland Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,862 (+2%) Land $88,324 Building $349,538 | ||
| 2025 | $5,952.00 Homeowner's exemption | $429,278 Land $86,593 Building $342,685 | |
| 2023 | $5,771.00 (+1.57%) Homeowner's exemption | $412,611 Land $83,232 Building $329,379 | $535,770 |
| 2022 | $5,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1088 Thunder Ranch Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1088 Thunder Ranch Way is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLUMAS LAKE serves 11,374 people · EPA ID CA5805001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Succeed.Net Fixed Wireless | 100 / 50 |
May also be available: AT&T, Verizon.
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