1048 Surry Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 1048 Surry Ln, Gastonia, NC 28054

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 686 sqft · built 1984
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Dec 1989)
Tax Bill$1,560 (2026)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN01105A07500

Property Details

APN / Parcel Number

Primary APN01105A07500
Alternative APNs
  • 1542799
  • 115956

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area686 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area1,307 sqft (0.03 acres)
PorchPorch
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1048 SURRY LN
CityGASTONIA
StateNC
Zip28054-5789
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionFERRINGTON PLACE BLDG 916 UNIT D 01 105A 075 00 000
Legal UnitD-916
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group4
Census Block4001
Census Tract32704

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1554 ANGELA CT, LINCOLNTON, NC 28092-8652
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1989 · Amount on Record
Deed SaleDec 1, 1989 · Amount on Record
Deed Book / Page2016 / 598
Record UpdatedOct 29, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address1048 SURRY LN, GASTONIA, NC 28054-5789
Document Number0050181154
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 SURRY LN GASTONIA NC 280545789, GASTONIA, NC 28054-5789

Mortgage

Document Number0050181154
DateDec 31, 2018
Book Page005018/001154
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term240 Months
DueDec 30, 2038

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,560.00 (-1.02%)$145,970 (-) Building $145,970
2023$1,576.00$145,970 Building $145,970
2021$62,990 Building $62,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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