1044 Surry Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 1044 Surry Ln, Gastonia, NC 28054

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 686 sqft · built 1984
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jan 2020)
Tax Bill	$1,560 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01105A07700`

Property Details

APN / Parcel Number

Primary APN	`01105A07700`
Alternative APN	`115958`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	686 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1044 SURRY LN
City	GASTONIA
State	NC
Zip	28054-5789
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	FERRINGTON PLACE BLDG 916 UNIT B 01 105A 077 00 000
Legal Subdivision	FERRINGTON PLACE CONDOMINIUMS
Legal Unit	B-916
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	4
Census Block	4001
Census Tract	32704

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1044 SURRY LN, GASTONIA, NC 28054-5789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Aug 12, 1997 · Amount on Record
Deed Book / Page	5094 / 318
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 13, 2020
Property Address	1044 SURRY LN, GASTONIA, NC 28054-5789
Document Number	0050940318
Book / Page	5094 / 0318
Map Reference	MB 39 PG 118
Instrument Date	Jan 13, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 PINEFIELD CT, 2104, GASTONIA, NC 28056-7517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 SURRY LN, GASTONIA, NC 28054-5789

Mortgage

Document Number	50940321
Date	Jan 13, 2020
Instrument	5094/0321

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,560.00 (-1.02%)	$145,970 (-) Building $145,970
2023	$1,576.00	$145,970 Building $145,970
2021			$62,990 Building $62,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20