Gaston County property record for 1046 Surry Ln, Gastonia, NC 28054
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 686 sqft · built 1984 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Aug 2019) |
| Tax Bill | $780 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01105A07600 |
| Primary APN | 01105A07600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 686 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1046 SURRY LN |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-5789 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | FERRINGTON PLACE BLDG 916 UNIT C 01 105A 076 00 000 |
| Legal Subdivision | FERRINGTON PLACE CONDOMINIUM |
| Legal Unit | C-916 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 32704 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1046 SURRY LN, GASTONIA, NC 28054-5789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Apr 3, 2019 · Amount on Record |
| Deed Book / Page | 5061 / 222 |
| Prior Transfer Date | Jul 19, 2005 |
| Prior Transfer Doc | 0041441696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1046 SURRY LN, GASTONIA, NC 28054-5789 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0056160388 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 5616/388 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 1046 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0050610222 |
| Book / Page | 5061 / 0222 |
| Map Reference | MB 1488 PG 241 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 RED BIRCH PL, 1309, KANNAPOLIS, NC 28081-8630 |
| Name | Verified Name |
|---|---|
| Address | 1046 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 50610230 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 5061/0230 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 3, 2019 |
| Property Address | 1046 SURRY LN, GASTONIA, NC 28054-5789 |
| Document Number | 0050331910 |
| Book / Page | 005033 / 001910 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 SAWYERS MILL RD #202 CHARLOTTE NC 282621847, 202, CHARLOTTE, NC 28262-1847 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 | $145,970 (-) Building $145,970 | |
| 2025 | $780.00 (-1.02%) | $145,970 (-) Building $145,970 | |
| 2023 | $788.00 | $145,970 Building $145,970 | |
| 2021 | $62,990 Building $62,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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