San Joaquin County property record for 1048 Spring Creek Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 3,050 sqft Living Area |
| Lot Size | 11,544 sqft (0.265 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $11,564.00 (2025) |
| Primary APN | 261-350-270-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,050 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 3 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 11,544 sqft (0.265 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1048 SPRING CREEK DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 85 FM. PT. 01 & PT. TO 09 OR GAP 85003276-78 |
| Legal Subdivision | OLIVE GROVE ESTATES UNIT #1 |
| Legal Tract | 1748 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-350-270-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1048 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2015 |
| Deed Sale | May 28, 2015 |
| Prior Sale | Jun 11, 2007 · Amount on Record |
| Deed Doc Number | 2015-061228 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1048 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY STOCKT |
| Name | Verified Name |
|---|
| Document Number | 0000081837 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018-081837 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1048 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|
| Document Number | 0000068398 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 2019-068398 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2034 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,564.00 (+14.21%) | $1,077,500 (+14.63%) Land $320,000 Building $757,500 |
| 2023 | $10,125.00 (-0.32%) | $940,000 Land $280,000 Building $660,000 |
| 2022 | $10,158.00 |
1048 Spring Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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