San Joaquin County property record for 1088 Spring Creek Dr, Ripon, CA 95366 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Custom Design |
| Year Built | Built 1989 |
| Square Footage | 3,914 sqft Living Area |
| Lot Size | 11,709 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,032.00 (2025) |
| Primary APN | 261-360-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,914 sqft Living Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 11,709 sqft (0.269 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 261-360-02 |
|---|---|
| Street Address | 1088 SPRING CREEK DR |
| City | RIPON |
| State | CA |
| Zip | 95366-2217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 29 |
| Legal Subdivision | OLIVE GROVE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-360-020-000
Assessment roll updated September 24, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1088 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1088 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1088 SPRING CREEK DR, RIPON, CA 95366-2217 |
| Document Number | 0000106328 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-106328 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,032.00 (+3.75%) | $550,093 (+4.04%) Land $156,149 Building $393,944 | |
| 2023 | $5,814.00 (+1.61%) | $528,735 Land $150,087 Building $378,648 | $662,670 |
| 2022 | $5,722.00 |
1088 Spring Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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