1046 N 1st St, Springfield, IL 62702 Property Records

Sangamon County property record for 1046 N 1st St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-230-035`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-230-035`
Alternative APN	`14280230035 (CHECK DIGIT = 1)`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	14280230035
Street Address	1046 N 1ST ST
City	SPRINGFIELD
State	IL
Zip	62702-3781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 40' S 173' LOT 10 BLK 2 JAYNE WEBER & HELMLE ADD & N 40' S 423' LOT 3 ANDREW ELLIOTTS SUB (5,943 SQ FT)
Legal Range	05
Legal Township	16
Legal Section	28
Legal Subdivision	ANDREW ELLIOTTS SUB
Legal Block	2
Legal Lot Number	3,10
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4007
Census Tract	400

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1508 N MACARTHUR BLVD, SPRINGFIELD, IL 62702-2321
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU
Nov 14, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage PRAIRIE STATE BANK & TRUST
Jun 10, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDDLETOWN STATE BANK
Nov 26, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Jun 23, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 9, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 6, 2022	Warranty Deed, Transfer
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU
Oct 20, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2025
Transfer Doc	2025R10218
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017R15066
Date	Jun 14, 2017
Instrument	2017R15066

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 19, 2018

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R19984
Date	Sep 25, 2018
Instrument	2018R19984

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2021

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R25662
Date	Dec 11, 2018
Instrument	2018R25662

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 15, 2021

Interest

Rate Type	Fixed Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R31557
Date	Nov 14, 2016
Instrument	2016R31557

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 10, 2019

Interest

Rate Type	Fixed Rate

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R22865
Date	Jun 10, 2008
Instrument	2008R22865

Lender

Name	MIDDLETOWN STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Nov 23, 2008

Interest

Rate Type	Fixed Rate
Rate	8%

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R43743
Date	Nov 26, 2008
Instrument	2008R43743

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2038

Interest

Rate Type	Fixed Rate

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 23, 2025
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Document Number	2025R10218
Instrument Date	May 22, 2025
Instrument	2025R10218
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 N MACARTHUR BLVD, SPRINGFIELD, IL 62702-2321

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 9, 2025
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Document Number	2025R05608
Instrument Date	Apr 2, 2025
Instrument	2025R05608
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 N MACARTHUR BLVD, SPRINGFIELD, IL 62702-2321

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 6, 2022
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Document Number	2022R12143
Instrument Date	May 16, 2022
Instrument	2022R12143
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 N MACARTHUR BLVD, SPRINGFIELD, IL 62702-2321

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R19984
Date	Sep 25, 2018
Instrument	2018R19984

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2021

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R19984
Date	Sep 25, 2018
Instrument	2018R19984

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2021

Interest

Rate Type	Fixed Rate

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 20, 2008
Property Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781
Document Number	2008R39669
Instrument Date	Oct 14, 2008
Instrument	2008R39669
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 N 1ST ST, SPRINGFIELD, IL 62702-3781

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+3.31%)	$28,889 (+7.22%) Land $2,927 Building $25,962	$86,667 (+7.22%) Land $8,781 Building $77,886
2024	$2,263.00 (+8.17%)	$26,944 (+15.41%) Land $2,730 Building $24,214	$80,832 (+15.41%) Land $8,190 Building $72,642
2022	$2,092.00	$23,346 Land $2,366 Building $20,980	$70,038 Land $7,098 Building $62,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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