1038 N 1st St, Springfield, IL 62702 Property Records

Sangamon County property record for 1038 N 1st St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,994 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jul 2026)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-230-033`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-230-033`
Alternative APN	`14280230033 (CHECK DIGIT = 5)`

Exterior

Lot Area	6,994 sqft (0.16 acres)
Lot Dimensions	47 ft deep x 148 ft wide

Location & Zoning

Account Number	14280230033
Street Address	1038 N 1ST ST
City	SPRINGFIELD
State	IL
Zip	62702-3754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 47' S 90' LOT 10 JAYNE WEBER & HELMLE ADDN & S 47'N 210' LOT 3 ANDREW ELLIOTTS SUB 47 X 148.80
Legal Subdivision	ANDREW ELLIOTTS SUB
Legal Lot Number	3,10
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4007
Census Tract	400

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11942 CEDAR DR, FISHERS, IN 46037-8895
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jun 14, 2023	Warranty Deed, Transfer · Commercial Mortgage ALLIANCE COMMUNITY BANK
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	202612000
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 2, 2026
Property Address	1038 N 1ST ST, SPRINGFIELD, IL 62702-3754
Document Number	0000012000
Instrument Date	Jun 22, 2026
Instrument	202612000
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	11942 CEDAR DR, FISHERS, IN 46037-8895

Mortgage

Document Number	0000012001,
Date	Jul 2, 2026
Instrument	202612001

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1038 N 1ST ST, SPRINGFIELD, IL 62702-3754
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R16205
Date	Jun 14, 2021
Instrument	2021R16205

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2031

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 14, 2023
Property Address	1038 N 1ST ST, SPRINGFIELD, IL 62702-3754
Document Number	2023R10212
Instrument Date	Jun 8, 2023
Instrument	2023R10212
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 HOSTA ST, SPRINGFIELD, IL 62712-7556

Mortgage

Document Number	2023R10213
Date	Jun 14, 2023
Instrument	2023R10213

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2043

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 1, 2019
Property Address	1038 N 1ST ST, SPRINGFIELD, IL 62702-3754
Document Number	2019R21155
Instrument Date	Sep 30, 2019
Instrument	2019R21155
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 HYDE PARK, SPRINGFIELD, IL 62703-5314
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R21156
Date	Oct 1, 2019
Instrument	2019R21156

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.95%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+3.36%)	$49,778 (+7.22%) Land $3,371 Building $46,407	$149,334 (+7.22%) Land $10,113 Building $139,221
2024	$3,899.00 (+34.49%)	$46,426 (+43.48%) Land $3,144 Building $43,282	$139,278 (+43.48%) Land $9,432 Building $129,846
2022	$2,899.00	$32,357 Land $2,723 Building $29,634	$97,071 Land $8,169 Building $88,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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